Who Is Responsible for Storm Protection in My Florida Rental?
When a storm is approaching, who’s responsible for protecting the property—landlord or tenant?
Under current Florida law, landlords are not legally required to provide storm protection measures—such as installing hurricane shutters or boarding up windows—unless that duty is explicitly included in the lease.
What Florida Law Requires—and What It Doesn’t
Florida requires landlords to keep a rental property in good repair and capable of resisting normal wear and tear. But hurricane-force winds and tropical storms are considered extraordinary forces—not “normal” ones.
That means landlords are not automatically responsible for installing storm protection unless it’s spelled out in the lease agreement. In most cases, tenants are expected to take common-sense precautions for their belongings and personal safety, but not to make structural changes to the property.
Responsibilities After Damage Strikes
If a storm causes damage, landlords are responsible for restoring the property’s habitability. That includes structural repairs to roofs, plumbing, and other essential systems. If major damage makes part or all of the property unlivable, tenants may:
End the lease and move out immediately, or
Stay and receive a rent reduction based on the unusable portion of the property.
Best Practice: Put It in Writing
At CrossView Property Management in Jacksonville, FL, we advise owners to address storm protection directly in the lease. Clear terms help avoid misunderstandings during already stressful storm events.
If you want to handle protection yourself, say so in writing.
If tenants are responsible for shutters or other prep, include the conditions and timelines.
Clarify what happens after damage—especially how quickly repairs will be made and how communication will happen.
Final Takeaway
Florida law does not require landlords to install storm protection unless the lease says so. However, landlords are responsible for restoring habitability if storm damage occurs. The best approach is to put expectations in writing before hurricane season arrives.
At CrossView Property Management in Jacksonville, FL, we help property owners protect their investments while giving tenants clarity and peace of mind.
We would love the opportunity to talk to you.
If you're not sure what to include in your lease—or want support managing your property through Florida's storm season—let’s connect. CrossView Property Management is here to help.
